Cookie Notice

1. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies help us:

• Remember your preferences and settings
• Understand how you use our services
• Improve your experience on our platform
• Keep your account secure
• Provide personalized content and recommendations

2. Types of Cookies We Use

2.1 Strictly Necessary Cookies

These cookies are essential for the operation of our website. They enable you to navigate our site and use its features.

• Session Cookies: Keep you logged in during your visit
• Security Cookies: Authenticate users and prevent fraud
• Load Balancing Cookies: Distribute traffic across our servers

These cookies cannot be disabled as they are essential for the service.

2.2 Functional Cookies

These cookies allow us to remember choices you make and provide enhanced features.

• Language preferences
• Currency selection
• Display preferences (dark mode, layout)
• Dashboard customizations

2.3 Performance Cookies

These cookies help us understand how visitors interact with our website by collecting anonymous information.

• Page visit statistics
• Error tracking and debugging
• Feature usage analytics
• Performance monitoring

2.4 Marketing Cookies

These cookies track your browsing habits to deliver relevant advertisements and measure campaign effectiveness.

• Track ad impressions and clicks
• Personalize marketing content
• Measure conversion rates
• Retarget visitors across platforms

3. Third-Party Cookies

We use services from trusted third parties who may also set cookies on your device:

• Analytics Services: Google Analytics, to understand user behavior
• Payment Processors: Stripe, PayPal, for secure transactions
• Customer Support: Intercom, Zendesk, for live chat support
• CDN Services: Cloudflare, for content delivery and security
• Social Media: Facebook, Twitter, for social sharing features

These third parties have their own cookie policies, which we encourage you to review.

4. Cookie Duration

Cookies may be stored for different periods:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain on your device for a set period or until you delete them

Most of our cookies are persistent and may remain on your device for up to 12 months.

5. How to Control Cookies

You have several options to control or limit how cookies are used:

5.1 Browser Settings

Most browsers allow you to:

• View what cookies are stored and delete them individually
• Block third-party cookies
• Block all cookies from specific websites
• Delete all cookies when you close your browser
• Browse in "incognito" or "private" mode

5.2 Browser-Specific Instructions

• Chrome: Settings > Privacy and security > Cookies
• Firefox: Options > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Cookies
• Edge: Settings > Privacy > Cookies

5.3 Opt-Out Tools

• Google Analytics: Browser Opt-out Add-on
• Advertising: Your Online Choices
• Network Advertising: NAI Opt-out

Note: Disabling certain cookies may impact the functionality of our services.

6. Other Tracking Technologies

In addition to cookies, we may use:

• Web Beacons: Tiny graphics with unique identifiers to track user activity
• Local Storage: HTML5 local storage for storing preferences
• Device Fingerprinting: Collecting device information for fraud prevention
• SDK Tools: Mobile app analytics and performance tracking

7. Do Not Track Signals

Some browsers have a "Do Not Track" (DNT) feature that lets you tell websites you don't want to have your online activities tracked. Currently, there is no industry standard for how to respond to DNT signals, so we do not respond to them at this time.

8. Updates to This Notice

We may update this Cookie Notice from time to time to reflect changes in technology, legislation, or our business practices. We will notify you of significant changes by:

• Posting the updated notice on this page
• Updating the "Last Updated" date
• Sending you email notifications for material changes

9. Contact Us

If you have questions about our use of cookies or this Cookie Notice:

• Email: privacy@umva.net
• Support: Contact Form
• Privacy Policy: Read our Privacy Policy