Imagine unlocking a world of travel and rewards simply by managing your business expenses. The Ink Business Preferred Credit Card offers a pathway to exactly that, presenting a compelling value proposition for entrepreneurs and small business owners.
The annual fee of $95 feels remarkably reasonable when compared to other premium business cards – a fraction of the cost of competitors charging hundreds more. This accessibility doesn’t mean sacrificing benefits; quite the opposite, it opens the door to substantial rewards.
A generous welcome bonus of 100,000 points awaits after just $8,000 in purchases within the first three months. These aren’t just points; they’re a gateway to experiences, valued at over $2,000, and incredibly flexible in how they’re redeemed.
Chase Ultimate Rewards points are renowned for their versatility. Picture yourself soaring to Europe in a Delta One business-class suite, booked with transferred points – a tangible example of the card’s potential.
Beyond the initial bonus, the card’s everyday earning structure is designed for small businesses. Earn 3 points per dollar on the first $150,000 spent annually in key categories like travel, shipping, and advertising.
Maximize those bonus categories and you could accumulate a staggering 450,000 points each year, translating to over $9,200 in value. This is a significant return, especially considering the modest annual fee.
The true power lies in the ability to transfer your points to a network of 13 airline and hotel partners. This unlocks a world of possibilities, from luxurious hotel stays to convenient flight upgrades.
Consider transferring points to World of Hyatt, consistently praised for maximizing point value due to its award night pricing structure. Or, leverage partnerships like British Airways to access a wider range of global destinations.
Even direct redemption through Chase Travel offers compelling value, with the potential to earn up to 1.75 cents per point, and even more when combined with other Chase cards. Plus, you’ll continue to earn frequent flyer miles on all bookings.
Smart financial protection is built in. The card offers cellphone protection, covering loss or damage up to $1,000 per claim, providing peace of mind for you and your employees.
Travel with confidence knowing you’re covered by a suite of benefits including primary car rental insurance, trip delay and cancellation insurance, and lost luggage reimbursement. These protections can save you significant money and stress.
The Ink Business Preferred seamlessly integrates with other Chase cards. Rewards earned on cash-back cards like the Chase Freedom Unlimited can be combined and transferred, amplifying your earning potential.
Additional benefits enhance the card’s value, including no foreign transaction fees, employee cards at no extra cost, and robust fraud protection. These features streamline business operations and safeguard your finances.
For the savvy business owner, the Ink Business Preferred Credit Card delivers an exceptional combination of rewards, protections, and flexibility. It’s a powerful tool for maximizing value and fueling growth.
However, be mindful of the Chase 5/24 rule. If you’ve recently opened multiple credit cards, your application might be declined. Strategic timing can significantly improve your approval odds.
