Payment Gateway

Accept Payments on Your Website or App

Powerful payment gateway API for businesses. Accept payments via cards, mobile money in over 10 African currencies, and stablecoins with easy integration.

Start Accepting Payments View Documentation

Gateway Features

Everything you need to process payments

Pan-African Mobile Money

Accept mobile money in over 10 African currencies including RWF, UGX, KES, TZS, GHS, NGN, and more - all from one integration.

Stablecoin Payments

Accept USDT, USDC, and other stablecoins for instant crypto transactions with high deliverability.

Easy Integration

RESTful API, SDKs for PHP, Python, Node.js, and more. Get started in minutes with comprehensive documentation.

PCI DSS Compliant

Bank-level security, fraud detection, 3D Secure authentication, and encryption protect every transaction.

Payment Links

Create shareable payment links without coding. Perfect for invoices, subscriptions, and quick checkouts.

Real-Time Analytics

Track transactions, success rates, revenue analytics, and customer insights from your dashboard.

Quick Integration

Start accepting payments in 4 easy steps

  • Create Merchant Account

    Sign up for a merchant account and complete business verification to get your API keys.

  • Get API Credentials

    Access your public and secret keys from the dashboard. Use sandbox mode for testing.

  • Integrate the API

    Add our SDK or make API calls to create payment sessions, process transactions, and handle webhooks.

  • Go Live

    Switch to production mode and start accepting real payments with instant settlement to your wallet.

Quick Start Code

See how easy it is to integrate

// Initialize payment
$umva = new UmvaPayment('your_api_key');

$payment = $umva->createPayment([
    'amount' => 10000,
    'currency' => 'RWF',
    'email' => 'customer@email.com',
    'callback_url' => 'https://yoursite.com/callback',
    'return_url' => 'https://yoursite.com/success'
]);

echo $payment->getCheckoutUrl();
View Full Documentation

Ready to Accept Payments?

Join thousands of businesses using UMVA Payment Gateway

Create Merchant Account