Digital Wallet

Multi-Currency Wallet & Instant Transfers

Send, receive, and manage money across multiple currencies. Support for RWF, USD, EUR, and more with instant transfers and competitive exchange rates.

Open Your Wallet

Wallet Features

Everything you need to manage your digital finances

Multi-Currency Support

Manage RWF, USD, EUR, GBP, and multiple currencies all in one wallet with real-time exchange rates.

Instant Transfers

Send money to anyone instantly using phone number, email, or wallet ID. Zero delays, instant confirmations.

Bank-Level Security

Two-factor authentication, biometric login, transaction PINs, and end-to-end encryption protect your funds.

QR Code Payments

Scan to pay or receive money. Generate unique QR codes for easy peer-to-peer transfers and merchant payments.

Mobile Money Integration

Easy deposits and withdrawals via mobile money services. Support for MTN, Airtel, and card payments.

Transaction History

Detailed history with filters, receipts, and exports. Track every transaction with complete transparency.

How It Works

Get started in minutes

  • Create Your Account

    Sign up with your email or phone number. Complete KYC verification for higher limits.

  • Add Money

    Deposit via mobile money, debit/credit card, or direct transfers from other UMVA users.

  • Send & Receive

    Transfer money instantly using phone number, email, QR code, or wallet ID.

  • Track & Manage

    Monitor transactions, set budgets, and manage multiple currencies from one dashboard.

Ready to Start Managing Your Money?

Open your free UMVA Wallet today and experience seamless digital payments

Create Free Wallet