A rare opportunity is unfolding for small business owners. Two Chase business credit cards, the Ink Business Unlimited® and the Ink Business Cash®, are currently offering their highest welcome bonuses in a year – a substantial $900 cash back after meeting a spending threshold. But this window of opportunity is rapidly closing.
These aren’t just perks for established corporations. Even freelancers, sole proprietors, and those with side ventures can qualify, provided they have a legitimate business. The key is to act quickly, as these elevated offers disappear on November 13th at 9 a.m. EST.
The real power of these cards extends beyond simple cash back. For those who also hold premium Chase cards like the Sapphire series or the Ink Business Preferred®, the earned cash back can be seamlessly converted into valuable Chase Ultimate Rewards points. This unlocks a world of travel possibilities and increased redemption value.
The Ink Business Unlimited® Credit Card offers a straightforward 1.5% cash back on every purchase. It’s a perfect choice for businesses without concentrated spending patterns, providing consistent rewards regardless of category. Combining this with Ultimate Rewards points can yield an impressive 3.1% return.
Alternatively, the Ink Business Cash® Credit Card strategically rewards specific spending. Earn 5% cash back at office supply stores, and on combined internet, cable, and phone services (up to $25,000 annually). A further 2% is awarded at gas stations and restaurants, also capped at $25,000. The remaining 1% covers all other purchases.
Consider the Ink Business Preferred® Credit Card if your business has significant expenses in key areas. It offers 3 points per dollar on shipping, internet, cable, phone services, travel, and social media/search engine advertising. This card also opens the door to Chase’s valuable airline and hotel transfer partners.
For those seeking a flexible spending limit, the Ink Business Premier® Credit Card provides 2.5% cash back on purchases of $5,000 or more, and 2% on all other purchases. However, it’s important to note that rewards from this card cannot be combined with Chase Ultimate Rewards.
Meeting the spending requirements for these bonuses is achievable for many businesses, especially with upcoming expenses. The potential rewards are significant, making the effort worthwhile. However, be mindful of the Chase 5/24 rule – having opened five or more credit cards in the past 24 months may lead to application denial.
Ultimately, these current offers represent a compelling opportunity to boost your business finances. The combination of generous welcome bonuses and strategic earning rates makes these cards a valuable addition to any entrepreneur’s toolkit. Don’t delay – the November 13th deadline is fast approaching.
