The start of a new year often sparks a desire for change, for improvement. But what if simply being mindful of how you spend could unlock extra benefits, helping you achieve those goals with a little boost? It’s surprisingly easy to maximize everyday purchases.
For those who lose themselves in stories, keep an eye out for offers tied to reading services. Many credit cards regularly feature deals on subscriptions to platforms like Audible and Kindle Unlimited, turning a beloved habit into a rewarding one.
If audiobooks and ebooks are your preference, consider a card that amplifies those purchases. Certain cards offer substantial cash back – up to 6% – on eligible streaming services, effectively discounting your literary escapes.
And when it’s time to replenish your physical library or upgrade your e-reader, a different card can step in. Earning 5% back on Amazon purchases means your reading investments go further, building up rewards with every page turned.
Beyond books, a commitment to healthier eating often means more time in the kitchen and fewer meals out. This shift in spending presents another opportunity to maximize rewards, focusing on cards that prioritize grocery purchases.
For those aiming to travel with their rewards, some cards offer an impressive 4 points per dollar spent on groceries, up to a significant annual limit. This can quickly accumulate a substantial balance for future adventures.
Alternatively, a card offering a flat 3% cash back at grocery stores, without an annual fee, provides a consistent return on essential spending. Plus, many of these cards extend bonus rewards to dining, offering a safety net for those nights when cooking plans fall through.
Perhaps your resolution involves finally taking that dream trip. The most impactful way to accelerate your rewards earning is often through a new credit card’s welcome bonus. These offers can provide a significant jumpstart to your travel fund.
Beyond the initial bonus, remember that credit card rewards can unlock experiences that might otherwise be out of reach. Whether it’s a luxurious overwater bungalow, a magical family vacation, or a journey through breathtaking national parks, points and miles can transform aspirations into reality.
Ultimately, the key to maximizing these benefits lies in responsible credit card use. Paying your balance in full and on time each month ensures you reap the rewards without incurring unnecessary costs, making your resolutions even more attainable.
